Is SCHD a good investment?

Schwab U.S. Dividend Equity ETF (SCHD) is a US dividend ETF. This page answers with measurements rather than opinions: ETF Copilot's own 0–10 scores, what the fund holds and how concentrated it is, each computed from the fund's published holdings and updated daily.

Updated August 25, 2026

ETF Copilot scores Schwab U.S. Dividend Equity ETF (SCHD) 6.2 out of 10

As of August 25, 2026, ETF Copilot scores Schwab U.S. Dividend Equity ETF (SCHD) 6.2 out of 10 overall.

ETF Copilot scores (0–10 scale, higher is better):

Overall: 6.2 / 10
Growth: 5.2 / 10
Valuation: 6.0 / 10
Risk: 8.5 / 10
Quality: 5.9 / 10
Return: 6.1 / 10

What stands out in SCHD's data

Energy sector stocks weighted equally across the index.

Adds a high-income tilt to a portfolio that already holds broad U.S. equities and can absorb sector-specific risk.

SCHD is 9% Tech

What's inside SCHD: Size (Large 86%, Mid 9%, Small 5%); Geography (International 7%, US 93%); Tech 9.0%; AI 2.8%; Semiconductors 5.8%; Memory 5.5%.

SCHD's ten largest holdings are 42% of the fund

More concentrated than 88% of Dividend US ETFs.

Half of SCHD's weight sits in its 13 largest positions, and once those weights are taken into account it behaves like 34 equally weighted holdings.

Cite this

ETF Copilot, “Schwab U.S. Dividend Equity ETF (SCHD) scores and holdings analysis”, as of August 25, 2026.
https://etf-copilot.com/etf/schd