XLF vs VFH: holdings overlap, shared companies and scores
As of October 28, 2026, XLF and VFH overlap 86.3% by weight. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector. Vanguard Financials ETF (VFH): U.S. financials companies.
Updated October 28, 2026
Where XLF and VFH trade against their own history
XLF trades at 16.2 times earnings, against its own median of 14.9, and is more expensive than 65% of its own last 9 years.
VFH trades at 15.5 times earnings, against its own median of 14.6, and is more expensive than 60% of its own last 9 years.
What do XLF and VFH each hold?
What's inside XLF: Tech 2%.
57% of XLF is its ten largest holdings.
What's inside VFH: Tech 2%.
49% of VFH is its ten largest holdings.
How much do XLF and VFH overlap? 86.3% by weight
As of October 28, 2026, XLF and VFH overlap 86.3% by weight.
100% of XLF is already inside VFH.
87% of VFH is already inside XLF.
XLF holds 76 companies and VFH holds 423; 76 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score XLF and VFH? 5.0 and 5.0 out of 10
As of October 28, 2026, ETF Copilot scores XLF 5.0 out of 10 and VFH 5.0 out of 10.
They differ most on Quality: XLF 6.6 and VFH 5.8.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | XLF | VFH |
|---|---|---|
| Growth | 3.8 | 4.2 |
| Value | 3.3 | 3.9 |
| Risk | 5.5 | 5.1 |
| Quality | 6.6 | 5.8 |
| Return | 6.1 | 6.0 |
XLF is the cheaper of the two at 0.08% a year
As of October 28, 2026, XLF charges 0.08% a year, yields 1.48% and holds $51.6B in assets across 76 positions.
As of October 28, 2026, VFH charges 0.09% a year, yields 1.73% and holds $13.9B in assets across 423 positions.
| Measure | XLF | VFH |
|---|---|---|
| Expense ratio | 0.08% | 0.09% |
| Dividend yield | 1.48% | 1.73% |
| Assets under management | $51.6B | $13.9B |
| Holdings | 76 | 423 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “XLF vs VFH holdings overlap and scores”, as of October 28, 2026.
https://etf-copilot.com/compare/xlf-vs-vfh
ETF Copilot Pro unlocks XLF vs VFH prices and holdings.
Try Pro free →