XLF vs VFH: holdings overlap, shared companies and scores

As of September 11, 2026, XLF and VFH overlap 85.8% by weight. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector. Vanguard Financials ETF (VFH): U.S. financials companies.

Updated September 11, 2026

How much do XLF and VFH overlap?

As of September 11, 2026, XLF and VFH overlap 85.8% by weight.

100% of XLF is already inside VFH.

86% of VFH is already inside XLF.

XLF holds 76 companies and VFH holds 426; 76 are in both.

Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.

How does ETF Copilot score XLF and VFH?

As of September 11, 2026, ETF Copilot scores XLF 4.1 out of 10 and VFH 4.2 out of 10.

They differ most on Quality: XLF 8.4 and VFH 7.5.

The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.

XLF vs VFH — ETF Copilot factor scores, 0–10
Factor	XLF	VFH
Growth	0.3	0.7
Valuation	4.3	5.0
Risk	1.8	2.0
Quality	8.4	7.5
Return	6.2	6.3

XLF is the cheaper of the two at 0.08% a year

As of September 11, 2026, XLF charges 0.08% a year, yields 1.46% and holds $54.7B in assets across 76 positions.

As of September 11, 2026, VFH charges 0.09% a year, yields 1.68% and holds $14.9B in assets across 426 positions.

XLF vs VFH — cost, income and size
Measure	XLF	VFH
Expense ratio	0.08%	0.09%
Dividend yield	1.46%	1.68%
Assets under management	$54.7B	$14.9B
Holdings	76	426

Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.

Where XLF and VFH trade against their own history

XLF trades at 16.1 times earnings, against its own median of 14.3, and is more expensive than 67% of its own 114 monthly readings since 2017.

VFH trades at 15.3 times earnings, against its own median of 13.9, and is more expensive than 63% of its own 114 monthly readings since 2017.

What moved XLF and VFH this week

XLF fell 2.2% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Visa (−2.2%) and Mastercard (−2.8%); Berkshire Hathaway (+0.5%) pushed the other way.

VFH fell 2.4% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Mastercard (−2.8%) and S&P Global (−8.8%); Berkshire Hathaway (+0.5%) pushed the other way.

What do XLF and VFH each hold?

What's inside XLF: Tech 2%.

57% of XLF is its ten largest holdings.

What's inside VFH: Tech 2%.

47% of VFH is its ten largest holdings.

Compare with similar funds

Cite this

ETF Copilot, “XLF vs VFH holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/xlf-vs-vfh