KRE vs XLF: holdings overlap, shared companies and scores
As of October 28, 2026, KRE and XLF overlap 2.2% by weight. State Street SPDR S&P Regional Banking ETF (KRE): U.S. regional banks and thrifts. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.
Updated October 28, 2026
Where KRE and XLF trade against their own history
KRE trades at 12.3 times earnings, against its own median of 12.4, and is cheaper than 53% of its own last 9 years.
XLF trades at 16.2 times earnings, against its own median of 14.9, and is more expensive than 65% of its own last 9 years.
What moved KRE this week
KRE rose 2.1% in the week to October 28, 2026. The holdings that moved it most were Texas Capital Bancshares (+11.6%), Customers Bancorp (+13.6%) and Valley National Bancorp (+8.3%); Flagstar Financial (−8.2%) pushed the other way.
What do KRE and XLF each hold?
12% of KRE is its ten largest holdings.
What's inside XLF: Tech 2%.
57% of XLF is its ten largest holdings.
How much do KRE and XLF overlap? 2.2% by weight
As of October 28, 2026, KRE and XLF overlap 2.2% by weight.
5% of KRE is already inside XLF.
2% of XLF is already inside KRE.
KRE holds 167 companies and XLF holds 76; 5 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score KRE and XLF? 3.6 and 5.0 out of 10
As of October 28, 2026, ETF Copilot scores KRE 3.6 out of 10 and XLF 5.0 out of 10.
They differ most on Quality: KRE 0.4 and XLF 6.6.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | KRE | XLF |
|---|---|---|
| Growth | 5.5 | 3.8 |
| Value | 6.3 | 3.3 |
| Risk | 0.9 | 5.5 |
| Quality | 0.4 | 6.6 |
| Return | 3.7 | 6.1 |
XLF is the cheaper of the two at 0.08% a year
As of October 28, 2026, KRE charges 0.35% a year, yields 2.22% and holds $4.2B in assets across 167 positions.
As of October 28, 2026, XLF charges 0.08% a year, yields 1.48% and holds $51.6B in assets across 76 positions.
| Measure | KRE | XLF |
|---|---|---|
| Expense ratio | 0.35% | 0.08% |
| Dividend yield | 2.22% | 1.48% |
| Assets under management | $4.2B | $51.6B |
| Holdings | 167 | 76 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “KRE vs XLF holdings overlap and scores”, as of October 28, 2026.
https://etf-copilot.com/compare/kre-vs-xlf
ETF Copilot Pro unlocks KRE vs XLF prices and holdings.
Try Pro free →