KRE vs XLF: holdings overlap, shared companies and scores

As of September 11, 2026, KRE and XLF overlap 2.3% by weight. State Street SPDR S&P Regional Banking ETF (KRE): U.S. regional banks and thrifts. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.

Updated September 11, 2026

How much do KRE and XLF overlap?

As of September 11, 2026, KRE and XLF overlap 2.3% by weight.

7% of KRE is already inside XLF.

2% of XLF is already inside KRE.

KRE holds 157 companies and XLF holds 76; 5 are in both.

Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.

How does ETF Copilot score KRE and XLF?

As of September 11, 2026, ETF Copilot scores KRE 2.1 out of 10 and XLF 4.1 out of 10.

They differ most on Quality: KRE 0.2 and XLF 8.4.

The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.

KRE vs XLF — ETF Copilot factor scores, 0–10
Factor	KRE	XLF
Growth	1.3	0.3
Valuation	3.9	4.3
Risk	1.1	1.8
Quality	0.2	8.4
Return	3.5	6.2

XLF is the cheaper of the two at 0.08% a year

As of September 11, 2026, KRE charges 0.35% a year, yields 2.78% and holds $4.2B in assets across 157 positions.

As of September 11, 2026, XLF charges 0.08% a year, yields 1.46% and holds $54.7B in assets across 76 positions.

KRE vs XLF — cost, income and size
Measure	KRE	XLF
Expense ratio	0.35%	0.08%
Dividend yield	2.78%	1.46%
Assets under management	$4.2B	$54.7B
Holdings	157	76

Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.

Where KRE and XLF trade against their own history

KRE trades at 12.5 times earnings, against its own median of 12.2, and is more expensive than 57% of its own 114 monthly readings since 2017.

XLF trades at 16.1 times earnings, against its own median of 14.3, and is more expensive than 67% of its own 114 monthly readings since 2017.

What moved KRE and XLF this week

KRE fell 1.3% in the week to September 11, 2026. The holdings that moved it most were Bancorp (−25.3%), Popular (−4.4%) and Axos Financial (−3.9%); Hingham Institution for Svgs (+5.1%) pushed the other way.

XLF fell 2.2% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Visa (−2.2%) and Mastercard (−2.8%); Berkshire Hathaway (+0.5%) pushed the other way.

What do KRE and XLF each hold?

14% of KRE is its ten largest holdings.

What's inside XLF: Tech 2%.

57% of XLF is its ten largest holdings.

Compare with similar funds

Cite this

ETF Copilot, “KRE vs XLF holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/kre-vs-xlf