KBE vs XLF: holdings overlap, shared companies and scores

As of September 11, 2026, KBE and XLF overlap 11.8% by weight. State Street SPDR S&P Bank ETF (KBE): U.S. banking stocks. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.

Updated September 11, 2026

How much do KBE and XLF overlap?

As of September 11, 2026, KBE and XLF overlap 11.8% by weight.

16% of KBE is already inside XLF.

32% of XLF is already inside KBE.

KBE holds 101 companies and XLF holds 76; 16 are in both.

Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.

How does ETF Copilot score KBE and XLF?

As of September 11, 2026, ETF Copilot scores KBE 2.6 out of 10 and XLF 4.1 out of 10.

They differ most on Quality: KBE 0.2 and XLF 8.4.

The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.

KBE vs XLF — ETF Copilot factor scores, 0–10
Factor	KBE	XLF
Growth	2.4	0.3
Valuation	3.3	4.3
Risk	0.9	1.8
Quality	0.2	8.4
Return	5.0	6.2

XLF is the cheaper of the two at 0.08% a year

As of September 11, 2026, KBE charges 0.35% a year, yields 2.71% and holds $1.6B in assets across 101 positions.

As of September 11, 2026, XLF charges 0.08% a year, yields 1.46% and holds $54.7B in assets across 76 positions.

KBE vs XLF — cost, income and size
Measure	KBE	XLF
Expense ratio	0.35%	0.08%
Dividend yield	2.71%	1.46%
Assets under management	$1.6B	$54.7B
Holdings	101	76

Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.

Where KBE and XLF trade against their own history

KBE trades at 12.8 times earnings, against its own median of 12.0, and is more expensive than 66% of its own 114 monthly readings since 2017.

XLF trades at 16.1 times earnings, against its own median of 14.3, and is more expensive than 67% of its own 114 monthly readings since 2017.

What moved KBE and XLF this week

KBE fell 1.5% in the week to September 11, 2026. The holdings that moved it most were Bancorp (−25.3%), Rocket (−7.3%) and Wafd (−5.8%); Trustmark (+2.0%) pushed the other way.

XLF fell 2.2% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Visa (−2.2%) and Mastercard (−2.8%); Berkshire Hathaway (+0.5%) pushed the other way.

What do KBE and XLF each hold?

11% of KBE is its ten largest holdings.

What's inside XLF: Tech 2%.

57% of XLF is its ten largest holdings.

Compare with similar funds

Cite this

ETF Copilot, “KBE vs XLF holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/kbe-vs-xlf