KBE vs XLF: holdings overlap, shared companies and scores
As of October 28, 2026, KBE and XLF overlap 10.3% by weight. State Street SPDR S&P Bank ETF (KBE): U.S. banking stocks. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.
Updated October 28, 2026
Where KBE and XLF trade against their own history
KBE trades at 12.6 times earnings, against its own median of 12.2, and is more expensive than 58% of its own last 9 years.
XLF trades at 16.2 times earnings, against its own median of 14.9, and is more expensive than 65% of its own last 9 years.
What moved KBE this week
KBE rose 2.1% in the week to October 28, 2026. The holdings that moved it most were Customers Bancorp (+13.6%), Texas Capital Bancshares (+11.6%) and First Citizens Bancshares (+8.7%); Flagstar Financial (−8.2%) pushed the other way.
What do KBE and XLF each hold?
10% of KBE is its ten largest holdings.
What's inside XLF: Tech 2%.
57% of XLF is its ten largest holdings.
How much do KBE and XLF overlap? 10.3% by weight
As of October 28, 2026, KBE and XLF overlap 10.3% by weight.
14% of KBE is already inside XLF.
29% of XLF is already inside KBE.
KBE holds 107 companies and XLF holds 76; 16 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score KBE and XLF? 3.8 and 5.0 out of 10
As of October 28, 2026, ETF Copilot scores KBE 3.8 out of 10 and XLF 5.0 out of 10.
They differ most on Quality: KBE 0.3 and XLF 6.6.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | KBE | XLF |
|---|---|---|
| Growth | 6.1 | 3.8 |
| Value | 5.0 | 3.3 |
| Risk | 1.4 | 5.5 |
| Quality | 0.3 | 6.6 |
| Return | 4.6 | 6.1 |
XLF is the cheaper of the two at 0.08% a year
As of October 28, 2026, KBE charges 0.35% a year, yields 2.24% and holds $1.5B in assets across 107 positions.
As of October 28, 2026, XLF charges 0.08% a year, yields 1.48% and holds $51.6B in assets across 76 positions.
| Measure | KBE | XLF |
|---|---|---|
| Expense ratio | 0.35% | 0.08% |
| Dividend yield | 2.24% | 1.48% |
| Assets under management | $1.5B | $51.6B |
| Holdings | 107 | 76 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “KBE vs XLF holdings overlap and scores”, as of October 28, 2026.
https://etf-copilot.com/compare/kbe-vs-xlf
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