IYF vs XLF: holdings overlap, shared companies and scores
As of September 11, 2026, IYF and XLF overlap 78.6% by weight. iShares U.S. Financials ETF (IYF): U.S. financial sector stocks. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.
Updated September 11, 2026
How much do IYF and XLF overlap?
As of September 11, 2026, IYF and XLF overlap 78.6% by weight.
89% of IYF is already inside XLF.
80% of XLF is already inside IYF.
IYF holds 144 companies and XLF holds 76; 63 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score IYF and XLF?
As of September 11, 2026, ETF Copilot scores IYF 4.2 out of 10 and XLF 4.1 out of 10.
They differ most on Quality: IYF 4.7 and XLF 8.4.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | IYF | XLF |
|---|---|---|
| Growth | 0.4 | 0.3 |
| Valuation | 7.6 | 4.3 |
| Risk | 1.9 | 1.8 |
| Quality | 4.7 | 8.4 |
| Return | 6.9 | 6.2 |
XLF is the cheaper of the two at 0.08% a year
As of September 11, 2026, IYF charges 0.37% a year, yields 1.77% and holds $4.4B in assets across 144 positions.
As of September 11, 2026, XLF charges 0.08% a year, yields 1.46% and holds $54.7B in assets across 76 positions.
| Measure | IYF | XLF |
|---|---|---|
| Expense ratio | 0.37% | 0.08% |
| Dividend yield | 1.77% | 1.46% |
| Assets under management | $4.4B | $54.7B |
| Holdings | 144 | 76 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Where IYF and XLF trade against their own history
IYF trades at 14.8 times earnings, against its own median of 15.6, and is cheaper than 61% of its own 114 monthly readings since 2017.
XLF trades at 16.1 times earnings, against its own median of 14.3, and is more expensive than 67% of its own 114 monthly readings since 2017.
What moved IYF and XLF this week
IYF fell 2.4% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), S&P Global (−8.8%) and Robinhood Markets (−9.7%); Berkshire Hathaway (+0.5%) pushed the other way.
XLF fell 2.2% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Visa (−2.2%) and Mastercard (−2.8%); Berkshire Hathaway (+0.5%) pushed the other way.
What do IYF and XLF each hold?
What's inside IYF: Tech 0%.
49% of IYF is its ten largest holdings.
What's inside XLF: Tech 2%.
57% of XLF is its ten largest holdings.
Compare with similar funds
Cite this
ETF Copilot, “IYF vs XLF holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/iyf-vs-xlf
Register free to unlock IYF vs XLF prices and holdings on ETF Copilot.
Register free →