IAI vs XLF: holdings overlap, shared companies and scores

As of September 11, 2026, IAI and XLF overlap 17.9% by weight. iShares U.S. Broker-Dealers & Securities Exchanges ETF (IAI): U.S. broker-dealers and exchanges. State Street Financial Select Sector SPDR ETF (XLF): U.S. financial sector.

Updated September 11, 2026

How much do IAI and XLF overlap?

As of September 11, 2026, IAI and XLF overlap 17.9% by weight.

88% of IAI is already inside XLF.

18% of XLF is already inside IAI.

IAI holds 38 companies and XLF holds 76; 15 are in both.

Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.

How does ETF Copilot score IAI and XLF?

As of September 11, 2026, ETF Copilot scores IAI 4.4 out of 10 and XLF 4.1 out of 10.

They differ most on Return: IAI 8.3 and XLF 6.2.

The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.

IAI vs XLF — ETF Copilot factor scores, 0–10
FactorIAIXLF
Growth1.90.3
Valuation3.04.3
Risk1.41.8
Quality7.18.4
Return8.36.2

XLF is the cheaper of the two at 0.08% a year

As of September 11, 2026, IAI charges 0.37% a year, yields 1.42% and holds $1.4B in assets across 38 positions.

As of September 11, 2026, XLF charges 0.08% a year, yields 1.46% and holds $54.7B in assets across 76 positions.

IAI vs XLF — cost, income and size
MeasureIAIXLF
Expense ratio0.37%0.08%
Dividend yield1.42%1.46%
Assets under management$1.4B$54.7B
Holdings3876

Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.

Where IAI and XLF trade against their own history

IAI trades at 20.1 times earnings, against its own median of 17.1, and is more expensive than 58% of its own 114 monthly readings since 2017.

XLF trades at 16.1 times earnings, against its own median of 14.3, and is more expensive than 67% of its own 114 monthly readings since 2017.

What moved IAI and XLF this week

IAI fell 3.8% in the week to September 11, 2026. The holdings that moved it most were Robinhood Markets (−9.7%), S&P Global (−8.8%) and Coinbase Global (−9.1%); Stonex (+1.2%) pushed the other way.

XLF fell 2.2% in the week to September 11, 2026. The holdings that moved it most were JPMorgan Chase (−1.6%), Visa (−2.2%) and Mastercard (−2.8%); Berkshire Hathaway (+0.5%) pushed the other way.

What do IAI and XLF each hold?

75% of IAI is its ten largest holdings.

What's inside XLF: Tech 2%.

57% of XLF is its ten largest holdings.

Compare with similar funds

Cite this

ETF Copilot, “IAI vs XLF holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/iai-vs-xlf

  1. iShares U.S. Broker-Dealers & Securities Exchanges ETF (IAI)
  2. State Street Financial Select Sector SPDR ETF (XLF)

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