XLY vs VCR: holdings overlap, shared companies and scores
As of September 11, 2026, XLY and VCR overlap 76.2% by weight. State Street Consumer Discretionary Select Sector SPDR ETF (XLY): U.S. consumer discretionary. Vanguard Consumer Discretionary ETF (VCR): U.S. consumer discretionary stocks.
Updated September 11, 2026
How much do XLY and VCR overlap?
As of September 11, 2026, XLY and VCR overlap 76.2% by weight.
100% of XLY is already inside VCR.
76% of VCR is already inside XLY.
XLY holds 47 companies and VCR holds 279; 47 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score XLY and VCR?
As of September 11, 2026, ETF Copilot scores XLY 3.1 out of 10 and VCR 3.3 out of 10.
They differ most on Valuation: XLY 5.1 and VCR 7.1.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | XLY | VCR |
|---|---|---|
| Growth | 0.7 | 0.8 |
| Valuation | 5.1 | 7.1 |
| Risk | 2.9 | 2.7 |
| Quality | 3.7 | 2.7 |
| Return | 3.7 | 3.9 |
XLY is the cheaper of the two at 0.08% a year
As of September 11, 2026, XLY charges 0.08% a year, yields 0.81% and holds $22.0B in assets across 47 positions.
As of September 11, 2026, VCR charges 0.09% a year, yields 0.84% and holds $6.6B in assets across 279 positions.
| Measure | XLY | VCR |
|---|---|---|
| Expense ratio | 0.08% | 0.09% |
| Dividend yield | 0.81% | 0.84% |
| Assets under management | $22.0B | $6.6B |
| Holdings | 47 | 279 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Where XLY and VCR trade against their own history
XLY trades at 26.1 times earnings, against its own median of 20.2, and is more expensive than 85% of its own 114 monthly readings since 2017.
VCR trades at 22.9 times earnings, against its own median of 19.6, and is more expensive than 68% of its own 114 monthly readings since 2017.
What moved XLY and VCR this week
XLY fell 3.0% in the week to September 11, 2026. The holdings that moved it most were Tesla (−2.9%), Booking (−10.9%) and Amazon.com (−0.8%); Garmin (+2.0%) pushed the other way.
VCR fell 2.8% in the week to September 11, 2026. The holdings that moved it most were Tesla (−2.9%), Booking (−10.9%) and Amazon.com (−0.8%); Signet Jewelers (+22.2%) pushed the other way.
What do XLY and VCR each hold?
What's inside XLY: Magnificent 7 43%, AI 12%.
69% of XLY is its ten largest holdings.
What's inside VCR: Magnificent 7 36%, AI 12%.
55% of VCR is its ten largest holdings.
Compare with similar funds
Cite this
ETF Copilot, “XLY vs VCR holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/xly-vs-vcr
- State Street Consumer Discretionary Select Sector SPDR ETF (XLY)
- Vanguard Consumer Discretionary ETF (VCR)
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