XLY vs VCR: holdings overlap, shared companies and scores
As of October 28, 2026, XLY and VCR overlap 76.7% by weight. State Street Consumer Discretionary Select Sector SPDR ETF (XLY): U.S. consumer discretionary. Vanguard Consumer Discretionary ETF (VCR): U.S. consumer discretionary stocks.
Updated October 28, 2026
Where XLY and VCR trade against their own history
XLY trades at 25.7 times earnings, against its own median of 26.0, and is cheaper than 55% of its own last 9 years.
VCR trades at 23.3 times earnings, against its own median of 24.5, and is cheaper than 64% of its own last 9 years.
What do XLY and VCR each hold?
What's inside XLY: Magnificent 7 42%, AI 11%.
69% of XLY is its ten largest holdings.
What's inside VCR: Magnificent 7 39%, AI 12%.
57% of VCR is its ten largest holdings.
How much do XLY and VCR overlap? 76.7% by weight
As of October 28, 2026, XLY and VCR overlap 76.7% by weight.
100% of XLY is already inside VCR.
77% of VCR is already inside XLY.
XLY holds 47 companies and VCR holds 276; 47 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score XLY and VCR? 4.4 and 4.2 out of 10
As of October 28, 2026, ETF Copilot scores XLY 4.4 out of 10 and VCR 4.2 out of 10.
They differ most on Growth: XLY 5.8 and VCR 4.3.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | XLY | VCR |
|---|---|---|
| Growth | 5.8 | 4.3 |
| Value | 6.8 | 8.1 |
| Risk | 2.3 | 2.3 |
| Quality | 2.4 | 1.7 |
| Return | 4.0 | 4.3 |
XLY is the cheaper of the two at 0.08% a year
As of October 28, 2026, XLY charges 0.08% a year, yields 0.82% and holds $22.4B in assets across 47 positions.
As of October 28, 2026, VCR charges 0.09% a year, yields 0.78% and holds $6.2B in assets across 276 positions.
| Measure | XLY | VCR |
|---|---|---|
| Expense ratio | 0.08% | 0.09% |
| Dividend yield | 0.82% | 0.78% |
| Assets under management | $22.4B | $6.2B |
| Holdings | 47 | 276 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “XLY vs VCR holdings overlap and scores”, as of October 28, 2026.
https://etf-copilot.com/compare/xly-vs-vcr
- State Street Consumer Discretionary Select Sector SPDR ETF (XLY)
- Vanguard Consumer Discretionary ETF (VCR)
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