FDIS vs IYC vs VCR vs XLY: holdings overlap, shared companies and scores
As of October 28, 2026, FDIS and VCR overlap most of FDIS, IYC, VCR and XLY, at 95.4% by weight, and IYC and XLY least, at 61.8%. Fidelity MSCI Consumer Discretionary Index ETF (FDIS): U.S. consumer discretionary companies. iShares U.S. Consumer Discretionary ETF (IYC): U.S. consumer discretionary stocks. Vanguard Consumer Discretionary ETF (VCR): U.S. consumer discretionary stocks. State Street Consumer Discretionary Select Sector SPDR ETF (XLY): U.S. consumer discretionary.
Updated October 28, 2026
Where FDIS, IYC, VCR and XLY trade against their own history
FDIS trades at 23.6 times earnings, against its own median of 24.6, and is cheaper than 65% of its own last 9 years.
IYC trades at 23.1 times earnings, against its own median of 25.8, and is cheaper than 74% of its own last 9 years.
VCR trades at 23.3 times earnings, against its own median of 24.5, and is cheaper than 64% of its own last 9 years.
XLY trades at 25.7 times earnings, against its own median of 26.0, and is cheaper than 55% of its own last 9 years.
What moved IYC this week
IYC fell 0.5% in the week to October 28, 2026. The holdings that moved it most were Amazon.com (−3.0%), Netflix (−4.7%) and Booking (−6.6%); Tesla (+4.6%) pushed the other way.
What do FDIS, IYC, VCR and XLY each hold?
What's inside FDIS: Magnificent 7 39%, AI 11%.
57% of FDIS is its ten largest holdings.
What's inside IYC: Magnificent 7 22%, AI 8%.
51% of IYC is its ten largest holdings.
What's inside VCR: Magnificent 7 39%, AI 12%.
57% of VCR is its ten largest holdings.
What's inside XLY: Magnificent 7 42%, AI 11%.
69% of XLY is its ten largest holdings.
How much do FDIS, IYC, VCR and XLY overlap? From 61.8% to 95.4% by weight
As of October 28, 2026, of the six published pairs among FDIS, IYC, VCR and XLY, FDIS and VCR overlap most at 95.4% by weight, and IYC and XLY least at 61.8%.
FDIS holds 238, IYC holds 158, VCR holds 276 and XLY holds 47 companies.
- FDIS and VCR: 95.4% by weight, 234 companies in both.
- VCR and XLY: 76.7% by weight, 47 companies in both.
- FDIS and XLY: 76.1% by weight, 47 companies in both.
- IYC and VCR: 65.5% by weight, 104 companies in both.
- FDIS and IYC: 65.0% by weight, 104 companies in both.
- IYC and XLY: 61.8% by weight, 46 companies in both.
Computed by ETF Copilot from these funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score FDIS, IYC, VCR and XLY? 4.2, 4.4, 4.2 and 4.4 out of 10
As of October 28, 2026, ETF Copilot scores FDIS 4.2 out of 10, IYC 4.4 out of 10, VCR 4.2 out of 10 and XLY 4.4 out of 10.
They differ most on Growth: FDIS 4.4, IYC 4.2, VCR 4.3 and XLY 5.8.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | FDIS | IYC | VCR | XLY |
|---|---|---|---|---|
| Growth | 4.4 | 4.2 | 4.3 | 5.8 |
| Value | 8.0 | 8.1 | 8.1 | 6.8 |
| Risk | 2.3 | 3.5 | 2.3 | 2.3 |
| Quality | 1.7 | 2.7 | 1.7 | 2.4 |
| Return | 4.4 | 3.6 | 4.3 | 4.0 |
FDIS and XLY are the cheapest here at 0.08% a year
As of October 28, 2026, FDIS charges 0.08% a year, yields 0.78% and holds $1.6B in assets across 238 positions.
As of October 28, 2026, IYC charges 0.37% a year, yields 0.52% and holds $1.2B in assets across 158 positions.
As of October 28, 2026, VCR charges 0.09% a year, yields 0.78% and holds $6.2B in assets across 276 positions.
As of October 28, 2026, XLY charges 0.08% a year, yields 0.82% and holds $22.4B in assets across 47 positions.
| Measure | FDIS | IYC | VCR | XLY |
|---|---|---|---|---|
| Expense ratio | 0.08% | 0.37% | 0.09% | 0.08% |
| Dividend yield | 0.78% | 0.52% | 0.78% | 0.82% |
| Assets under management | $1.6B | $1.2B | $6.2B | $22.4B |
| Holdings | 238 | 158 | 276 | 47 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “FDIS vs IYC vs VCR vs XLY holdings overlap and scores”, as of October 28, 2026.
https://etf-copilot.com/compare/fdis-vs-iyc-vs-vcr-vs-xly
- Fidelity MSCI Consumer Discretionary Index ETF (FDIS)
- iShares U.S. Consumer Discretionary ETF (IYC)
- Vanguard Consumer Discretionary ETF (VCR)
- State Street Consumer Discretionary Select Sector SPDR ETF (XLY)
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