FDIS vs IYC vs VCR vs XLY: holdings overlap, shared companies and scores
As of September 11, 2026, FDIS and VCR overlap most of FDIS, IYC, VCR and XLY, at 95.4% by weight, and IYC and XLY least, at 61.0%. Fidelity MSCI Consumer Discretionary Index ETF (FDIS): Owns a focused strategy. iShares U.S. Consumer Discretionary ETF (IYC): U.S. consumer discretionary stocks. Vanguard Consumer Discretionary ETF (VCR): U.S. consumer discretionary stocks. State Street Consumer Discretionary Select Sector SPDR ETF (XLY): U.S. consumer discretionary.
Updated September 11, 2026
How much do FDIS, IYC, VCR and XLY overlap?
As of September 11, 2026, of the six published pairs among FDIS, IYC, VCR and XLY, FDIS and VCR overlap most at 95.4% by weight, and IYC and XLY least at 61.0%.
FDIS holds 238, IYC holds 159, VCR holds 279 and XLY holds 47 companies.
- FDIS and VCR: 95.4% by weight, 235 companies in both.
- FDIS and XLY: 77.3% by weight, 47 companies in both.
- VCR and XLY: 76.2% by weight, 47 companies in both.
- IYC and VCR: 66.5% by weight, 104 companies in both.
- FDIS and IYC: 66.1% by weight, 104 companies in both.
- IYC and XLY: 61.0% by weight, 46 companies in both.
Computed by ETF Copilot from these funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score FDIS, IYC, VCR and XLY?
As of September 11, 2026, ETF Copilot scores FDIS 3.5 out of 10, IYC 3.5 out of 10, VCR 3.3 out of 10 and XLY 3.1 out of 10.
They differ most on Valuation: FDIS 6.5, IYC 6.2, VCR 7.1 and XLY 5.1.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | FDIS | IYC | VCR | XLY |
|---|---|---|---|---|
| Growth | 1.0 | 0.9 | 0.8 | 0.7 |
| Valuation | 6.5 | 6.2 | 7.1 | 5.1 |
| Risk | 4.4 | 4.6 | 2.7 | 2.9 |
| Quality | 2.5 | 3.6 | 2.7 | 3.7 |
| Return | 4.0 | 3.4 | 3.9 | 3.7 |
FDIS and XLY are the cheapest here at 0.08% a year
As of September 11, 2026, FDIS charges 0.08% a year, yields 0.80% and holds $1.7B in assets across 238 positions.
As of September 11, 2026, IYC charges 0.37% a year, yields 0.84% and holds $1.2B in assets across 159 positions.
As of September 11, 2026, VCR charges 0.09% a year, yields 0.84% and holds $6.6B in assets across 279 positions.
As of September 11, 2026, XLY charges 0.08% a year, yields 0.81% and holds $22.0B in assets across 47 positions.
| Measure | FDIS | IYC | VCR | XLY |
|---|---|---|---|---|
| Expense ratio | 0.08% | 0.37% | 0.09% | 0.08% |
| Dividend yield | 0.80% | 0.84% | 0.84% | 0.81% |
| Assets under management | $1.7B | $1.2B | $6.6B | $22.0B |
| Holdings | 238 | 159 | 279 | 47 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Where FDIS, IYC, VCR and XLY trade against their own history
FDIS trades at 23.8 times earnings, against its own median of 20.1, and is more expensive than 70% of its own 114 monthly readings since 2017.
IYC trades at 23.7 times earnings, against its own median of 19.4, and is more expensive than 77% of its own 114 monthly readings since 2017.
VCR trades at 22.9 times earnings, against its own median of 19.6, and is more expensive than 68% of its own 114 monthly readings since 2017.
XLY trades at 26.1 times earnings, against its own median of 20.2, and is more expensive than 85% of its own 114 monthly readings since 2017.
What moved FDIS, IYC, VCR and XLY this week
FDIS fell 2.8% in the week to September 11, 2026. The holdings that moved it most were Tesla (−2.9%), Booking (−10.9%) and Amazon.com (−0.8%); Academy Sports & Outdoors (+26.7%) pushed the other way.
IYC fell 2.9% in the week to September 11, 2026. The holdings that moved it most were Netflix (−6.4%), Booking (−10.9%) and Tesla (−2.9%); Roblox (+9.6%) pushed the other way.
VCR fell 2.8% in the week to September 11, 2026. The holdings that moved it most were Tesla (−2.9%), Booking (−10.9%) and Amazon.com (−0.8%); Signet Jewelers (+22.2%) pushed the other way.
XLY fell 3.0% in the week to September 11, 2026. The holdings that moved it most were Tesla (−2.9%), Booking (−10.9%) and Amazon.com (−0.8%); Garmin (+2.0%) pushed the other way.
What do FDIS, IYC, VCR and XLY each hold?
What's inside FDIS: Magnificent 7 39%, AI 11%.
57% of FDIS is its ten largest holdings.
What's inside IYC: Magnificent 7 24%, AI 9%.
51% of IYC is its ten largest holdings.
What's inside VCR: Magnificent 7 36%, AI 12%.
55% of VCR is its ten largest holdings.
What's inside XLY: Magnificent 7 43%, AI 12%.
69% of XLY is its ten largest holdings.
Compare with similar funds
Cite this
ETF Copilot, “FDIS vs IYC vs VCR vs XLY holdings overlap and scores”, as of September 11, 2026.
https://etf-copilot.com/compare/fdis-vs-iyc-vs-vcr-vs-xly
- Fidelity MSCI Consumer Discretionary Index ETF (FDIS)
- iShares U.S. Consumer Discretionary ETF (IYC)
- Vanguard Consumer Discretionary ETF (VCR)
- State Street Consumer Discretionary Select Sector SPDR ETF (XLY)
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