DFAC vs XRT: holdings overlap, shared companies and scores
As of October 9, 2026, DFAC and XRT overlap 4.5% by weight. Dimensional US Core Equity 2 ETF (DFAC): U.S. broad market equities. State Street SPDR S&P Retail ETF (XRT): U.S. retail sector stocks.
Updated October 9, 2026
Where DFAC and XRT trade against their own history
DFAC trades at 21.5 times earnings, against its own median of 21.1, and is more expensive than 56% of its own last 5 years.
XRT trades at 15.7 times earnings, against its own median of 15.2, and is more expensive than 63% of its own last 9 years.
What moved DFAC and XRT this week
DFAC rose 0.8% in the week to October 9, 2026. The holdings that moved it most were Microsoft (+3.4%), Amazon.com (+4.3%) and Apple (+0.9%); Nvidia (−2.0%) pushed the other way.
XRT rose 1.8% in the week to October 9, 2026. The holdings that moved it most were Coupang (+14.8%), Academy Sports & Outdoors (+9.8%) and Realreal (+9.6%); Warby Parker (−6.4%) pushed the other way.
What do DFAC and XRT each hold?
What's inside DFAC: Tech 34%, Magnificent 7 24%.
28% of DFAC is its ten largest holdings.
What's inside XRT: Tech 3%, Magnificent 7 1%.
16% of XRT is its ten largest holdings.
How much do DFAC and XRT overlap? 4.5% by weight
As of October 9, 2026, DFAC and XRT overlap 4.5% by weight.
6% of DFAC is already inside XRT.
99% of XRT is already inside DFAC.
DFAC holds 2,533 companies and XRT holds 74; 73 are in both.
Computed by ETF Copilot from both funds' holdings rather than quoted from a data provider, and rebuilt nightly.
How does ETF Copilot score DFAC and XRT? 6.3 and 1.8 out of 10
As of October 9, 2026, ETF Copilot scores DFAC 6.3 out of 10 and XRT 1.8 out of 10.
They differ most on Quality: DFAC 7.1 and XRT 0.8.
The five factor scores behind them are set out below, 0–10 and higher is better, ranked against every US equity ETF we track.
| Factor | DFAC | XRT |
|---|---|---|
| Growth | 6.0 | 0.5 |
| Value | 4.8 | 4.2 |
| Risk | 7.1 | 2.0 |
| Quality | 7.1 | 0.8 |
| Return | 6.7 | 1.9 |
DFAC is the cheaper of the two at 0.21% a year
As of October 9, 2026, DFAC charges 0.21% a year, yields 0.88% and holds $49.1B in assets across 2533 positions.
As of October 9, 2026, XRT charges 0.35% a year, yields 0.88% and holds $386M in assets across 74 positions.
| Measure | DFAC | XRT |
|---|---|---|
| Expense ratio | 0.21% | 0.35% |
| Dividend yield | 0.88% | 0.88% |
| Assets under management | $49.1B | $386M |
| Holdings | 2533 | 74 |
Expense ratio, dividend yield and assets under management are reported by the fund and refreshed daily. Every other figure on this page is computed by ETF Copilot.
Compare with similar funds
Cite this
ETF Copilot, “DFAC vs XRT holdings overlap and scores”, as of October 9, 2026.
https://etf-copilot.com/compare/dfac-vs-xrt
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